October 2017 Executive Order on Healthcare | PA Benefit Advisors

On October 12, 2017, the White House released an Executive Order, signed by President Trump, titled “Promoting Healthcare Choice and Competition Across the United States.”It is important to note that the Executive Order (EO) does not implement any new laws or regulations, but instead directs various federal agencies to explore options relating to association health … Continued

UBA Special Report: How Health Savings Accounts Measure Up | PA Benefit Advisors

Employers see opportunity to drive HSA enrollment despite making modest contributions to plansUnited Benefit Advisors, the nation’s leading independent employee benefits advisory organization, finds that employers continue to seek health care cost savings through consumer-driven health plans (CDHPs) with health savings accounts (HSAs), and the less popular health reimbursement arrangements (HRAs). In a new Special … Continued

Why Private Exchanges Haven’t Taken Off As Predicted | PA Benefit Advisors

While the health care affordability crisis has become so significant, questions still linger—will private exchanges become a viable solution for employers and payers, and will they will continue to grow? Back in 2015, Accenture estimated that 40 million people would be enrolled in private exchange programs by 2018; the way we see this model’s growth … Continued

Discovery for Health and Welfare Benefit Plans: Required ERISA Reporting—Form 5500 | PA Benefit Consultants

Most companies are fully aware of Form 5500 reporting requirements related to their 401(k) plans, but are less familiar with the Form 5500 reporting requirements for their health and welfare benefit plans.Requirements: Most employer-sponsored health and welfare benefit plans, including, but not limited to, group health, dental, vision, life insurance, disability insurance, voluntary worksite benefits … Continued

Employee Benefit Trends of 2017 | PA Benefit Advisors

Customization of benefits is becoming more popular.  The process of personalizing employee benefits allows for individuals to choose from an array of options, and increases employee satisfaction.

CMS Allows States to Extend Life of “Grandmothered” or Transitional Health Insurance Policies | PA Benefit Consultants

On February 23, 2017, the Department of Health and Human Services’ Centers for Medicare & Medicaid Services (CMS) released its Insurance Standards Bulletin Series, in which it re-extended its transitional policy for non-grandfathered coverage in the small group and individual health insurance markets.States may permit issuers that have renewed policies under the transitional policy continually since … Continued

Workplace Cybersecurity Begins with Employees | PA Benefit Consultants

I’ve looked at clouds from both sides now From up and down and still somehow It’s cloud illusions I recall I really don’t know clouds at all — Joni Mitchell, “Both Sides, Now”And like that song from 1969, it appears that most employees really don’t know cloud computing at all. In an article on the … Continued

 

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