Addressing Mental Health Care at Work | PA Employee Benefits Firm

Nancy Spangler, senior consultant at the Center for Workplace Mental Health of the American Psychiatric Foundation, says that one in five adults has a mental health disorder, and one in 10 has a substance abuse problem. In addition, major depression and its associated conditions cost the U.S. over $210 billion every year. Clearly, mental health … Continued

Affordable Care Act Update | PA Benefit Consultants

Recently, the President signed a bill repealing the Affordable Care Act’s Individual Mandate (the tax penalty imposed on individuals who are not enrolled in health insurance). While some are praising this action, there are others who are concerned with its aftermath. So how does this affect you and why should you pay attention to this … Continued

Final Rule on Short-Term Limited-Duration Insurance | PA Employee Benefits

On August 1, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) released a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule.According to the Departments, the final rule will provide consumers … Continued

6 Reasons Self-Funded Plans Are Gaining Popularity | PA Benefits Agency

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening.In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, and … Continued

The News about Association Health Plans | PA Benefit Brokers

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of … Continued

Disability Insurance | PA Benefit Consultants

No one foresees needing disability benefits. But, should a problem arise, the educated and informed employee can plan for the future by purchasing disability insurance to help cover expenses when needed. Watch this short video to learn more!

Perk Up Your Benefits Packages | PA Benefit Consultants

What people want in their benefits package is changing. Retirement and health care still rank high but soft perks and voluntary benefits factor into satisfaction more than any other benefits, so says “Employees Increasingly Excited About Soft Perks and Company-Culture Benefits,” in Employee Benefit News.When considering a job offer, these types of benefits are top of … Continued

Health Plan PCORI Fees Are Due July 31 | PA Employee Benefits

Do you offer coverage to your employees through a self-insured group health plan? Do you sponsor a Health Reimbursement Arrangement (HRA)? If so, do you know whether your plan or HRA is subject to the annual Patient-Centered Research Outcomes Institute (PCORI) fee?This article answers frequently-asked questions about the PCORI fee, which plans are affected, and … Continued

 

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